Many shoppers prefer using Apple Pay, Google Pay, and Samsung Pay for quick and safe payments, but Kroger hasn’t always supported these options, causing confusion. Imagine reaching the checkout ready to tap your iPhone or watch, only to be told Apple Pay doesn’t work at that Kroger location. Frustrating, right?
This guide explains exactly which Kroger stores accept Apple Pay in 2025, how apple pay compares to kroger pay, and tips for using contactless payments smoothly.
Does Kroger Accept Apple Pay in 2025?
Yes, but only at select locations. As of 2025, Kroger has added support for Apple Pay, Google Pay, and Samsung Pay at several stores—particularly in the Cincinnati/Dayton, Ohio area and parts of Kentucky.
The news was confirmed by the Cincinnati Business Courier and also by Kroger itself in a tweet when trials began in 2020.
Previously, Kroger focused solely on its proprietary payment solution, Kroger Pay. Now, by expanding mobile payment options, the grocery chain is aligning itself with customer demand for faster, more secure, and touch-free checkout options.
Tip: Before visiting, it’s a good idea to check with your local Kroger store to confirm availability for a convenient shopping experience.
Subsidiaries That Accept Apple Pay
Apple Pay is accepted at these Kroger-owned banners in many regions:
- Fred Meyer
- Ralphs
- QFC (Quality Food Centers)
- King Soopers
Subsidiaries with limited Apple Pay access:
- Smith’s
- Dillons
- Food 4 Less
Before shopping, always call your local store to confirm support for Apple Pay.
Which Other Grocery Stores Accept Apple Pay?
If your local Kroger doesn’t accept Apple Pay, here are some reliable alternatives:
- ACME
- Trader Joe’s
- Wegman’s
- Whole Foods Market
- Costco
- ALDI
- Target
- Walgreens
- Winn-Dixie
- SuperValu
- Albertson’s
When Did Kroger Start Accepting Apple Pay?
Here’s a quick timeline showing when and how Kroger started accepting Apple Pay across its stores:
- 2020: Kroger started trials at QFC stores
- 2023 (April 15): Apple Pay trials began at select stores in Kentucky and Ohio.
- 2024: Mixed signals—some terminals deactivated tap-to-pay again.
- 2025: Quiet but visible relaunch across high-traffic stores, suggesting a soft nationwide rollout is underway.
Why Doesn’t Kroger Fully Support Apple Pay Yet?
Kroger has promoted its own mobile wallet system, Kroger Pay, which links digital coupons, loyalty programs, and payment into one QR-code-based system. The company likely avoids Apple Pay for reasons such as:
- Avoiding third-party fees from Apple
- Capturing customer data through its app
- Pushing fuel rewards and digital coupons within the Kroger ecosystem
Easy Steps to Use Apple Pay When Shopping at Kroger
For iPhone Users:
- With Face ID: Double-click the side button, authenticate with Face ID, and hold near the contactless reader.
- With Touch ID: Hold the top of your iPhone close to the reader with your thumb on Touch ID.
For Apple Watch Users:
- Double-click the side button.
- Hold the watch near the terminal until you hear a beep or feel a tap.
Tip: Some self-checkout lanes don’t show Apple Pay signage, but NFC may still work. Try tapping anyway.
Why Apple Pay Matters for Kroger Shoppers
- Fast Checkout: Tap and go—no cards needed.
- Safer Payments: Apple Pay uses tokenization for added security.
- Hands-Free Shopping: Perfect for hygiene-conscious shoppers.
- Works Offline: Apple Pay works even without internet if the card is stored.
Kroger Pay vs Apple Pay: Which One is Better?
| Feature | Kroger Pay | Apple Pay |
|---|---|---|
| Platform | Kroger app only | iPhone, Apple Watch, Mac |
| Tech Used | QR Code | NFC |
| Availability | Kroger stores only | Global |
| Loyalty Integration | Yes | No (card-based) |
| Setup | Requires Kroger app login | Requires Apple Wallet |
| Works Offline | No | Yes |
| Rewards | Fuel points | Depends on card issuer |
Digital Payment Options at Kroger (2025)
- Apple Pay, Google Pay, Samsung Pay – Now available at many locations
- Kroger Pay – Still widely promoted, integrates loyalty features
- Credit/Debit Cards – Visa, MasterCard, AmEx, Discover
- Cash & Checks – Accepted at all stores
- EBT & SNAP – Available in-store and for eligible online orders
Also Read: If you’re a Kroger employee looking to check your payment history or verify Kroger Pay activity, don’t miss our guide: How to Check Kroger Paystub: Online, Direct Deposit, and After Quitting.
Frequently Asked Questions
No, Apple Pay is only accepted at select Kroger locations and subsidiaries like Fred Meyer, Ralphs, QFC, and King Soopers. Always check with your local store before relying on Apple Pay.
Sometimes. Some self-checkout lanes support Apple Pay via NFC, even if the contactless symbol isn’t visible. Try tapping your device—it often works even without signage.
Currently, no. Apple Pay is not supported for online orders, including pickup or delivery through the Kroger app or website.
Not directly at checkout. However, if you use a Kroger Rewards World Elite Mastercard® via Apple Pay, you may earn up to 5% cashback on mobile wallet purchases, including groceries.
Apple Pay is accepted in select stores across Ohio, Kentucky, and some subsidiaries like Fred Meyer, QFC, and Ralphs. Others like Smith’s or Food 4 Less may not yet support it.
Final Tip: For the best checkout experience, enable your Apple Wallet before heading to Kroger. If Apple Pay isn’t supported at your store, have a backup payment ready such as Kroger Pay or a debit card.
With contactless shopping becoming the norm, it’s good to stay updated, because the next time you tap your phone, it just might work!